COBRA Administration

The Consolidated Omnibus Budget Reconciliation Act of 1985 (or COBRA) mandates that certain employees who experience certain events are provided the ability to continue their group health insurance coverage.

ICSO H&W partners with Clarity Benefit Solutions to provide COBRA administration to our participating employers. Clarity’s web-based platform streamlines the complex, confusing, and tedious administration of COBRA, reducing costly penalties and liabilities for your company.

What’s included?

• Initial and qualifying event notifications via first-class mail with proof-of-mailing
• Process COBRA elections once completed by client or qualified beneficiary
• Validate all COBRA elections
• Billing and collecting premiums monthly
• Process for handling undeliverable mail
• Providing collections for returned checks
• Sending termination and conversion letters
• Processing employee life status events
• Ongoing validation of employee eligibility