Life Insurance


Financial security is a chief concern for your employees as it inevitable affects their family and loved ones. Life insurance offers important protection from life’s unforeseen risks, and the power to leverage assets so you can accomplish more.  ICSO H&W offers a variety of life insurance plans to strengthen your employee benefits package and to protect your employees’ financial security:
  • Basic employer-sponsored life benefit
  • Basic employer-sponsored Spouse and Dependent Life insurance
  • Guarantee issue – no medical exams to qualify (up to the guarantee issue limits)
  • Employees can add to their Basic Life coverage by electing Voluntary life insurance
    • Available to employees up to 3 times their salary, with the ability to increase coverage during subsequent Open Enrollment periods
    • Employees can also purchase guarantee-issue Voluntary Life protection on their spouse and eligible dependent children